Need Your Carpets Cleaned Before Christmas?
I'd like to pass on a Discount to you as my family and friends. My carpet cleaner "CLEANTHREW" of Santa Clarita Valley has agreed to offer anyone that calls them before now and December 31st, 2011 a 10% Discount. Just mention my name Kim Thomson. I have been using Cleanthrew for so many years I've lost count. They are professional, friendly and do a fantastic job. In my opinion they are the best. So before you invite all your family and friends over......Continue Reading!
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Short Sale Options
I am late on my mortgage payments and might be heading to foreclosure. What options are available to me? If for whatever reason you are currently behind on your mortgage payments or foresee that you will soon be unable to continue making your payments take heart: you do have options. The best thing you can do in this situation is to get fully educated on your options and to be proactive about solving the problem. I am here to help you identify and......Continue Reading!
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Top Four Foreclosure Questions and Answers
Short Sales and Foreclosures continue to be a force in the Santa Clarita Valley/Los Angeles real estate market. The four most common questions asked lately are... How long does it take for the lender to take the home back in foreclosure? The typical foreclosure timeline in California is just under four months. However, in many instances it's taking longer, sometimes more than two years. I was at a conference today with Chase Bank. They claim their time period is 400+ days. They......Continue Reading!
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Should I Refinance?
Should I Refinance? Visit msnbc.com for breaking news, world news, and news about the economy With mortgage rates at all-time lows, you may be asking “Is now a good time to refinance?”. This short interview from NBC’s The Today Show offers some good insight. Refinancing a mortgage is about more than just “low rates”. For example, there are costs associated with giving a new mortgage and even with the average, 30-year fixed rate mortgage near 4 percent, the costs of a such a......Continue Reading!
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California Home Sales Activity Continues to Improve
California Home Sales Activity Continues to Improve California’s home sales numbers are still showing upward movement for the third consecutive month as compared to 2010 numbers, according to the California Association of Realtors (CAR). Executives at CAR consider this to be a sign of stabilization in the California real estate market. Escrow closed for sales of existing, single-family detached homes in California were at a seasonally adjusted total of 487,940 for September 2011, as compared to 468,700 for September 2010, for a......Continue Reading!
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Homesteading Your House for Protection From Creditors
Homesteading Your House for Protection From Creditors California homesteads can provide up to $150,000 in protection against creditors who may sue to force you to sell your home to pay the amounts that you owe them. The two types of homesteads available to protect your home are an automatic homestead and a declared homestead. Automatic Homestead An automatic homestead is in place as long as you live in the home that you own. You do not have to complete any forms, and it......Continue Reading!
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